20651 Pine, Rehoboth Beach, De 19971 | $429,000

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Property Details

Bike or walk to the beach from this cute Cape Cod. Located at the end of the road. Features include a First Floor Master Bedroom. There is a second bedroom and large loft on the second floor. Currently used as a third bedroom. Two full baths, Dining
  • MLS Number: 730319
  • Status: Active
  • Price: $429,000
  • Property Type:
  • Area: Lewes And Rehoboth Hundred
  • Community: Truitts Park
  • School District: Cape Henlopen
  • Square Footage: 1,090
  • Year Built: 1968
  • Bedrooms: 2
  • Full Bathrooms: 2
  • Number of Stories: 2
  • New Construction: No
  • County Taxes: $381
  • Furnished: No
  • Lot Square Feet: 5,227
  • Lot Size Acres: 0.12
  • Lot Description: Cul de Sac, Landscaped
  • Water: Public Central Water
  • Sewer: Public Central Sewer

Interior Features

  • Kitchen: Countertops - Solid Surface, Eat In
  • Fireplace: Wood Burning
  • Heating: Baseboard Electric
  • Cooling: Window Unit(s)
  • Flooring: Carpet, Vinyl
  • Appliances: Oven/Range Electric, Refrigerator, Water Heater Electric
  • Interior Features: Bedroom-Entry Level, Cable TV Prewired, Ceiling Fan(s), Exposed Beams, Fireplace-Wood, MBED-Full Bath, Vaulted Ceilings, Window Treatments

Exterior Features

  • Style: Cape Cod/Salt Box
  • Construction Type: Stick/Frame
  • Exterior Type: Vinyl Siding
  • Roofing: Asphalt Shingle
  • Foundation: Concrete Block
  • Parking: Driveway/Off Street
  • Porch/Deck/Patio: Porch - Screened

Listing Courtesy of RE/MAX REALTY GROUP REHOBOTH

Rehoboth Beach Real Estate Deserves New Year’s Resolutions, To

Rehoboth Beach Real Estate Deserves New Year’s Resolutions, Too! 

New Year’s Resolutions with a Rehoboth Beach Real Estate Flavor

Rehoboth Beach Real Estate Enters the New Year with Resolutions Aplenty!

 

It’s hard to even think about New Year’s without the word ‘resolutions’ popping into your head—not to mention that it’s nearly impossible to go to any kind of Rehoboth Beach New Year’s Eve get-together without the topic coming up. In the realms of diet and exercise, New Year’s resolutions are highly relevant, and the pledges made on their account are the most likely to be followed religiously (at least until the Super Bowl parties put an end to them).

You might think that the field of real estate (even Rehoboth Beach real estate) would be unlikely to inspire any resolute oaths for the coming year, but that proves to be an incorrect assumption. A quick survey of real estate new year’s resolutions yields any number of lists of recommended pledges. There are 6 of them at the Bankrate mortgage site; another 5 at AOL; and a whopping 10 at both the Realtor® and Houselogic websites!

Whether or not you feel duty-bound to put any of these pledges into your own personal action queue on January 1 is up to you­­—but these are among those that are repeated most often:

  • Get Your Financial House in Order. This is actually a good one, for a couple of reasons. First, no matter what you do in 2016, any and all transactions that have a monetary dimension can’t help but go smoother when they fit into a well-ordered financial picture. Second, once you’ve followed it, there’s very little involved in following through. This resolution doesn’t need to have anything to do with Rehoboth Beach real estate to be a good idea, either.
  • Sellers: Resolve to Think of Your Home as a Product. This is cheating: it’s nothing like a real New Year’s resolution—but a darned good idea, anyway. The downside is that it’s only applicable if you are going to sell you area home in 2016. It’s probably not a joyful idea to think of your home as a product when its single purpose is to shelter your family.
  • Protect Yourself with Insurance. This one was prominent in a National Association of Realtors list, and although it was aimed at new home buyers, it has wider utility. When you take care to confirm that you’re neither over- nor under-insuring the key areas that require protection, peace of mind is a guaranteed byproduct. This New Year’s resolution also needs very little additional effort throughout the coming year­—so it ranks near the top of the RLK Scale (Resolutions Likely to be Kept).
  • Buyers: Resolve to Start Feeling Out the Market. This one might is a smart resolution for anyone planning to buy a Rehoboth Beach home any time in the coming year. Getting a bead on the market ahead of time can help you recognize sooner rather than later when you come across the right Rehoboth Beach home for sale.
  • Buyers and Sellers: Resolve to Engage a Real Estate Agent Now. This is one Rehoboth Beach real estate new year’s resolution I can heartily endorse for both buyers and sellers (it appears on almost all the lists). A truly grand resolution!

Call/Text me Russell Stucki at (302) 228-7871, email me at russellstucki@remax.net, visit more listings at www.beachrealestatemarket.com

Financial Guru’s Advice Yields 4 Delaware Home Buying Steps

What a simpler world it would be if Delaware home buying could be reduced to anything like a simple 4-Step process. Even better if those were four easy steps. Actually, without actually coming out and saying so, that’s the tantalizing prospect hinted at on radio financial guru Dave Ramsey’s web site’s “Home Buying Process Made Easy.

Ramsey is the likable media expert in household budgeting and financial planning. A good deal of his guidance could be summed up in just 2 steps:

1) get out of debt (except for mortgage debt) as soon as humanly possible; then,

2) stay out.

Since that’s not bad advice, the promise of home buying in 4 steps seems almost reasonable. After all, his millions of listeners have undoubtedly benefitted greatly through the years (once they’ve figured out a way to act on the advice).

And in fact, his 4 easy home buying steps are actually not far off-target—although I think they’re out of order:

  1. Put your finances in order before home buying; IOW, know what you can afford.
  2. Do the cash flow math. Ramsey thinks your Delaware home’s monthly mortgage payments should be no more than a quarter of your net income.
  3. Get a home loan. Make this a 15-year fixed rate mortgage to minimize total interest paid.
  4. Find a good real estate agent to “help make sure you don’t pay too much” and deal with any “unexpected home buying hurdles.”

Realistically, Delaware home buying involves a bit more involvement than that. Also, Step 4 should actually come after Step 2, and Step 3 (getting a mortgage) should come after that—and after you and your good real estate agent have zeroed in on your target Delaware  home.

One more practical alteration: the 15-year mortgage structure automatically results in a higher monthly payment that, when combined with a 25% of net income budget cap, could yield an unrealistically limited budget target.. Being financially conservative also means being realistic. A growing family, for instance, might find that they have wasted money if they have to move to a larger home after only a few years.

That’s where your good real estate agent can save the day. Call me at any step in the process: I’ll be your sounding board on today’s practical short and long term Delaware home buying trade-offs! Call/Text me Russell Stucki at (302) 228-7871, email me at russellstucki@remax.net, visit more listings at www.beachrealestatemarket.com