35222 Seaport Loop, Lewes, De 19958 | $469,000

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Property Details

Beautifully upgrade single level living opportunity in desirable Bay Crossing, a 55+ community. Exquisite 4 bedroom, 3 bath home boasts upgraded kitchen cabinets, granite counters, appliances, and a professionally tiled backslash. Imported wood-look
  • MLS Number: 724694
  • Status: Active
  • Price: $469,000
  • Property Type:
  • Area: Lewes And Rehoboth Hundred
  • Community: Bay Crossing
  • School District: Cape Henlopen
  • Square Footage: 4,237
  • Year Built: 2014
  • Bedrooms: 4
  • Full Bathrooms: 3
  • Number of Stories: 1
  • New Construction: No
  • County Taxes: $1,512
  • Association Fee: $3,200
  • Furnished: No
  • Lot Square Feet: 7,841
  • Lot Size Acres: 0.18
  • Lot Description: Landscaped
  • Water: Public Central Water
  • Sewer: Public Central Sewer
  • Community Amenities: 55+ Community, Bocce Court, Community Center, Fitness Center, Game Room, Lawn Care, Pool-Outdoor, Sidewalks, Tennis - Outdoor

Interior Features

  • Kitchen: Breakfast Bar, Countertops - Granite, Eat In, Kitchen/Family Room Combo, Pantry
  • Fireplace: Gas
  • Heating: Forced Air, Gas - Natural
  • Cooling: Central A/C
  • Flooring: Carpet, Slate, Tile
  • Basement: Basement - Full
  • Attic: Access Only
  • Security: Monitored System, Security System
  • Appliances: Dehumidifier, Dishwasher, Dryer-Electric, Fridge w/Ice Maker, Garage Door Opener, Instant Hot Water, Microwave, Oven/Range Gas, Range Hood, Refrigerator, Washer, Water Filtration Unit, Water Heater Gas, Water Heater Tankless
  • Interior Features: Bedroom-Entry Level, Cable TV Prewired, Ceiling Fan(s), Fireplace-Gas, Insulated Door(s), Insulated Window(s), Insulation, MBED-Full Bath, MBED-Separate Shower and Tub, Screen(s), Storm Door(s), Walk-In Closets, Window Treatments

Exterior Features

  • Style: Rancher/Rambler
  • Construction Type: Stick/Frame
  • Exterior Type: Stone, Vinyl Siding
  • Roofing: Architectural Shingle
  • Foundation: Poured Concrete
  • Garage: Attached
  • Garage Size: 2
  • Parking: Garage, Garage Door Opener
  • Porch/Deck/Patio: Patio - Rear, Porch - Enclosed, Porch - Front, Three Season Room
  • Exterior Features: Irrigation System

Listing Courtesy of COLDWELL BANKER RESORT REALTY - R

Earlier is Better for Securing an Ace Credit Score

Your credit score will have a major impact when it comes to the cost you wind up paying for a Lewes mortgage. A buyer with a high credit score of 750 or above will qualify for the most competitive interest rates available; but today’s tightened lending standards mean that some borrowers with scores under 600 may not qualify for a mortgage at all. And no matter what, a low credit score can mean paying an extra 3%-4% interest charge on every payment.

There is nothing permanent about a credit score. Lewes homebuyers who realize its importance—and who take early steps to improve their own—can save literally thousands of dollars.

  1. You can’t improve your credit score until you know what you are working with. Your first step is to obtain your credit reports. They are available for free once a year from each of the three major reporting agencies: Equifax, Experian and TransUnion.
  2. The fastest way to improve your credit score is to correct any inaccuracies. Because this takes time – anywhere from 30 days to as long as six months, the earlier you begin the process, the better. To remove items that are incomplete or inaccurate, verify the correct information using the dispute procedure on the agency’s website. The creditor has 30 days in which to validate the debt; if the credit agency does not receive a response to your claim, they are required by law to remove the entry from your report. Remember that there are three major agencies, so an incorrect item may appear on all three— and all three need to be contacted.
  3. If you have an older credit card that you haven’t been using for a while, it’s a good idea not to cancel it; even to use it now and again, paying the balance in full. This will mean that the issuer keeps reporting information to the credit bureau, which can be valuable. A longer credit history improves your credit score.
  4. A low credit utilization ratio measures how much of your available credit you are using. In order to improve your credit score, keep your credit utilization ratio below 20%. One way to quickly improve a utilization score is to move credit card debt onto cards with higher limits. While this will not make a difference to the amount that you owe, it will alter individual cards’ credit utilization ratios.
  5. Consider a Personal Loan. If you have a family member or friend that you can borrow from, consider taking out a loan in order to pay down a portion of existing debt. By removing some of that debt, you can give your credit score a boost.
  6. Moving away from being measured as a poor credit risk has the biggest impact on whether a future mortgage is approved—and how much interest you wind up having to pay. Your credit score in Lewes really matters! If you would like an introduction to a mortgage broker to begin the conversation about the home loan your current credit score qualifies you for, contact me today.

Call/text 302-228-7871 or email me, Russell Stucki, REALTOR® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and  waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.

Branding Delaware Homes Does Marketing One Better

Selling your Delaware home takes marketing, of course. Highlighting its features—the specific details that the Delaware MLS lists for every property—is only the beginning. The number of bedrooms, square footage, lot size—even the architectural style—all help buyers eliminate offerings that won’t satisfy their housing requirements.

These are quantitative marketing specifics that qualify a residence. Most have numbers attached. They’re also the basis for the “comps” that the bank or other mortgage lender will use to estimate your property’s market value. But they are only the first step in selling your Delaware home. They can (hopefully, will) interest buyers—but they don’t do much more than that.

What’s missing is emotion. A point of view. A brand.

For instance, say yours is one of the oldest homes in your Delaware neighborhood. Was it built before 1917? Then it’s out of the ordinary: a genuine antique! It’s historic. In fact, Turn of the Century craftsmanship can be experienced throughout—so the listing blurb will include that kind of language.

So far, so good. But now all we need is that one more thing that assures that your Delaware home will be the one that sticks in prospective buyers’ memories. We need a brand!

Often, a memorable name does the job handily. If your house really is antique, but whose only identity is its street address, naming it could be long past due! 416 Plover Drive might benefit from becoming “Plover House” or “the 416 House” or if the back yard overlooks a bucolic copse, “Oakview House.”

Naming is only one way to make branding an integral element in selling your Delaware home. For a residences that are less distinctive, branding may touch on some external aspect that make living there desirable. A condominium with club facilities and a particularly lively social scene could be championed as “More Than a Condo: a Lifestyle.” If the location is eminently convenient, its brand could be “Life in the Middle of Everything!” If the opposite is true, the property may well be your own “Private Retreat.”

Branding is a creative exercise, so it’s hard to describe exactly what makes it work best. But there are two qualities that mark successful branding. First, it should emblemize an out-of-the-ordinary facet that resonates emotionally (the intellectual appeal has already been covered in the listing details). The other key ingredient is truth. The brand makes a promise that must be kept. Being memorable is only useful in selling a home when the memory is positive—and that means the brand has to ring true.

Putting in the extra creative effort that adds a brand to your home’s marketing blitz is just one of many ways I bring my clients success in selling their Delaware home. Another one of the reasons to give me a call! Call/Text me Russell Stucki at (302) 228-7871, email me at russellstucki@remax.net, visit more listings at www.beachrealestatemarket.com