This is Your Opportunity for a Great Home only 3 Miles to the Beach. This Well Kept House Features a Wrap Around Front Porch, A Fenced in Rear Yard, A Large Rear Deck With Screened in Porch, New Carpet, Open Floor Plan, An Irrigation System, and More. Immediate Occupancy Available!!!
Listing Courtesy of RE/MAX REALTY GROUP REHOBOTH
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When we buy or sell a home, the rest of our day-to-day activities tend to get less attention. When an offer comes in (or doesn’t) — or when we have to wait on pins and needles to hear if the home of our dreams will be ours — the rest of what’s going on takes a back seat. That is because buying and selling real estate involves not only significant sums of money, but also crucial and emotional decisions about the center of our family’s activities.
At such a life-changing crossroad, most Frankford people decide that it’s a good idea to work with a Frankford professional real estate agent. But since not all real estate agents are equally well equipped to provide the same quality of support, the question is how to choose?
I agree with the consensus that the following are potential red flags:
Your Sussex County real estate agent is working for you: you should be their priority. A real estate agent who is not communicative is either not invested in working hard for you, or is not organizing his or her real estate processes effectively. Everyone is slow to return a phone call once. Twice is a red flag!
2. Too Much Pressure
A real estate professional’s job is to offer guidance and provide resources that would be hard to get on your own — not to boss you around. The selling and buying process is ultimately about you and what you want and need, not about your agent making a fast sale. If something about a potential transaction makes you uncomfortable with, your Frankford real estate agent should respect that.
3. Former Disciplinary Problems
Every real estate agent in Frankford must be licensed. State agencies record complaints and disciplinary actions. Before you start working with an agent, check that no disciplinary actions have been filed against her or him.
With so much on the line, the importance of working with a top-tier Sussex County real estate agent is unquestionable. If you are ready to start interviewing agents, I welcome the opportunity to put my resources to work for you!
Savvy shoppers; don’t sit on the sidelines, call/text 302-228-7871 or email me, Russell Stucki, REALTOR® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.
Even though national foreclosure rates have continued to drop, the threat of becoming another Sussex County foreclosure statistic is still very real for some homeowners. It’s at least somewhat reassuring to understand that most banks don’t really want a foreclosure — so for homeowners who take an early proactive approach with their lender, losing their home does not have to be inevitable.
For anyone who has fallen behind on payments, Job One is to discuss the situation with your banker. If a mortgage restructuring is possible, you may have an opportunity to refinance at a lower rate with more manageable payment amounts. In some cases, it may be possible to alter other terms of your agreement — for example; you might arrange to postpone any delinquent payments to the end of the loan’s term. You have to ask.
Payment Deferral Options
If payment failure has been caused by losing a job, a medical condition one of the other more common causes, some banks will work out payment deferral options. If you have prepared documentation to back up your hardship claim, it is more likely that the lender will be able to offer an agreement to defer your payments while you get back on track.
If the financial situation is such that you know you can no longer sustain regular payments, it may be best to consider a short sale — the option where the bank agrees to accept sale to a third party for a sum that falls short of the loan’s balance. It means loss of the property, but results in a better credit history than does a Sussex County foreclosure.
A foreclosure in Sussex County becomes inevitable if the reality of a tough financial situation isn’t recognized and addressed. If you take positive steps once you realize you are going to miss a payment, you put yourself in the best position to open options that are less problematic than full foreclosure. If you find you could benefit from a strictly confidential price evaluation on your home, call me — sometimes a property can be worth more than you think!
Savvy shoppers and sellers; don’t sit on the sidelines, call/text 302-228-7871 or email me, Russell Stucki, REALTOR® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.