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29105 FINCH LANE, Milton, Delaware 19968 | $295,000

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Immaculate Single Story Charmer That Shows Like A Model. Open Floor Plan Features Cathedral Ceilings, Custom Window Treatments, Hardwood, Tile, and Granite. Well Manicured Yard With Irrigation, Mature Landscaping And Vinyl Privacy Fence. A Must See!Easy To Show Owner will consider closing help

Property Details

  • MLS Number: 604038
  • Status: Active
  • Price: $295,000
  • Property Type: Single Family Home
  • Area: Broadkill Hundred
  • Community: Pintail Pointe
  • School District: Cape Henlopen
  • Square Footage: 1,910
  • Year Built: 2008
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Number of Stories: 1
  • New Construction: N
  • County Taxes: $1,183
  • Association Fee: $525
  • Sewer Fee: $960
  • Furnished: N
  • Lot Size Acres: 0.37
  • Lot Description: Cleared, Landscaped
  • Water: Well
  • Sewer: Private Central Sewer
  • Community Amenities: Sidewalks
  • Last-modified:
29105 FINCH LANE, Milton, DE
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Interior Features

  • Kitchen: Breakfast Bar, Eat In
  • Fireplace: Gas
  • Heating: Heat Pump(s)
  • Cooling: Central A/C
  • Flooring: Carpet, Hardwood, Tile
  • Basement: Crawl Space-Conditioned
  • Attic: Floored
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Fridge w/Ice Maker, Microwave, Oven-Self Cleaning, Oven/Range Gas, Washer, Water Heater-Electric
  • Interior Features: Bedroom-Entry Level, Bedroom-First Floor, CER/COR/MAR/GRAN Counter, Cable TV Prewired, Ceiling Fan(s), Fireplace-Gas, Insulation, MBED-Full Bath, Pull-Down Attic Stairs, Screen(s), Vaulted Ceilings, Walk-In Closets, Window Treatments
  • Other Rooms: Breakfast Room, Laundry/Utility Rm 1st Fl

Exterior Features

  • Style: Rancher/Rambler
  • Construction Type: Stick/Frame
  • Exterior Type: Vinyl Siding
  • Roofing: Asphalt Shingle, Metal
  • Foundation: Concrete Block
  • Garage: Attached
  • Garage Size: 2
  • Parking: Driveway/Off Street, Garage
  • Porch/Deck/Patio: Deck(s), Front, Rear
  • Exterior Features: Fencing-Partial, Irrigation System

Listing Courtesy of RE/MAX REALTY GROUP REHOBOTH

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Sussex County Seller Financing: a Powerful Inducement

The recent Mortgage Credit Availability Index shows a slight relaxation in lending standards — but as most Delaware home buyers and sellers will agree, getting a mortgage is still difficult. With mortgage availability benchmarked at 100, although it’s currently at  111 ½, compared with the 800 it stood at in 2007, today’s is still a tough environment.

That’s why Delaware seller financing is being considered by more homeowners. When a home is owned outright, seller financing can draw a higher selling price (with future interest payments as a bonus). But before making such an offer, Delaware homeowners need to consider all of the ramifications: there is more involved than just the assumption of added risk.

Of course, ordering and examining a buyer’s credit report is the starting point. If the story it tells needs too many explanations, it’s time to walk away. Foreclosing on a seller-financed home can be more difficult than through a traditional foreclosure —particularly if the financing documents are substandard.

At first blush, seller financing might seem to simplify the whole transaction, but in fact some details usually handled by a bank must be hammered out:

  • Who will pay for the appraisal; who for the inspection?
  • Who is going to be responsible for property taxes and upkeep?
  • Will the deed be transferred to the buyer right away, or only after the home is paid off? 

Those issues point out why a “handshake deal” can’t be recommended for a Delaware seller financing arrangement. Just consider the last two points: if the deed hasn’t been transferred and taxes are in arrears, whose credit is harmed?

A good attorney will draft an agreement that nails down responsibilities and penalties for a buyer default as well as a detailed payment structure. A well-drafted seller financing agreement protects both parties by preventing misunderstandings and providing an unambiguous inducement for good behavior.

Given the right buyer, clear communicating and a framework cemented by the proper paperwork, Delaware seller financing can provide the missing element that makes a sale possible. If you will be listing your own Delaware home, give me a call /text 302-228-7871 or email me, Russell Stucki, REALTOR® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and  waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.

Delaware Property Owners, Wall St. Investors: 2 Peas in a Pod?

Delaware property owners, whether they are single homeowners or large institutions holding multiple rental properties, are members of the same club—at least by one definition. They are all real estate investors, even though not all of them are the kind of Delaware property owners who keep an eagle eye trained on the value of their real estate investment portfolio (most of us think of it more as just “home”). Unless they plan to sell sometime soon, today’s asset value, book value, or whatever financial term you are looking at, is pretty much an abstract notion. It only becomes significant in the real world if you set your sights on selling. 

Even so, Delaware property owners may be interested to learn that the past few years’ steady rise in property values nationwide has created the kind of investment opportunity that even Wall Street hasn’t been able to ignore.

Recently there was a conference in ritzy Scottsdale, Arizona, that illustrated the point. It was called the 2013 REO-to-Rental Forum. In their final MarketPulse newsletter of the year, trend-watcher Corelogic observed, “The fact that there are now conferences for single-family residential institutional investors speaks volumes about the increasing maturity of this new investment asset class.”  

If you are a Delaware property holder, that’s welcome news. It indicates a number of positive things about the current state of the overall market, and the value of your own property. As CoreLogic points out, although investing in residential real estate is nothing new, what is new is the aggregation of large portfolios of properties under professional management —as well as “the availability of institutional investor capital to fund their acquisition.”

English translation: the smart money thinks single-family residences are a good investment.

Toward the end of the CoreLogic report was the latest year-over-year comparison: 12 ½% growths in home prices— even including distressed sales. It doesn’t take a Wall St. wizard to appreciate that kind of growth!

If the coming months will see you looking to sell (or buy) a Delaware property, give me a call/text 302-228-7871 or email me, Russell Stucki, REALTOR ® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and  waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.