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29105 FINCH LANE, Milton, Delaware 19968 | $295,000

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Immaculate Single Story Charmer That Shows Like A Model. Open Floor Plan Features Cathedral Ceilings, Custom Window Treatments, Hardwood, Tile, and Granite. Well Manicured Yard With Irrigation, Mature Landscaping And Vinyl Privacy Fence. A Must See!Easy To Show Owner will consider closing help

Property Details

  • MLS Number: 604038
  • Status: Active
  • Price: $295,000
  • Property Type: Single Family Home
  • Area: Broadkill Hundred
  • Community: Pintail Pointe
  • School District: Cape Henlopen
  • Square Footage: 1,910
  • Year Built: 2008
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Number of Stories: 1
  • New Construction: N
  • County Taxes: $1,183
  • Association Fee: $525
  • Sewer Fee: $960
  • Furnished: N
  • Lot Size Acres: 0.37
  • Lot Description: Cleared, Landscaped
  • Water: Well
  • Sewer: Private Central Sewer
  • Community Amenities: Sidewalks
  • Last-modified:
29105 FINCH LANE, Milton, DE
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Interior Features

  • Kitchen: Breakfast Bar, Eat In
  • Fireplace: Gas
  • Heating: Heat Pump(s)
  • Cooling: Central A/C
  • Flooring: Carpet, Hardwood, Tile
  • Basement: Crawl Space-Conditioned
  • Attic: Floored
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Fridge w/Ice Maker, Microwave, Oven-Self Cleaning, Oven/Range Gas, Washer, Water Heater-Electric
  • Interior Features: Bedroom-Entry Level, Bedroom-First Floor, CER/COR/MAR/GRAN Counter, Cable TV Prewired, Ceiling Fan(s), Fireplace-Gas, Insulation, MBED-Full Bath, Pull-Down Attic Stairs, Screen(s), Vaulted Ceilings, Walk-In Closets, Window Treatments
  • Other Rooms: Breakfast Room, Laundry/Utility Rm 1st Fl

Exterior Features

  • Style: Rancher/Rambler
  • Construction Type: Stick/Frame
  • Exterior Type: Vinyl Siding
  • Roofing: Asphalt Shingle, Metal
  • Foundation: Concrete Block
  • Garage: Attached
  • Garage Size: 2
  • Parking: Driveway/Off Street, Garage
  • Porch/Deck/Patio: Deck(s), Front, Rear
  • Exterior Features: Fencing-Partial, Irrigation System

Listing Courtesy of RE/MAX REALTY GROUP REHOBOTH

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A Sussex County Foreclosure Is Often Less Than Inevitable

Even though national foreclosure rates have continued to drop, the threat of becoming another Sussex County foreclosure statistic is still very real for some homeowners. It’s at least somewhat reassuring to understand that most banks don’t really want a foreclosure — so for homeowners who take an early proactive approach with their lender, losing their home does not have to be inevitable.

Mortgage Restructuring

For anyone who has fallen behind on payments, Job One is to discuss the situation with your banker. If a mortgage restructuring is possible, you may have an opportunity to refinance at a lower rate with more manageable payment amounts. In some cases, it may be possible to alter other terms of your agreement — for example; you might arrange to postpone any delinquent payments to the end of the loan’s term. You have to ask.

Payment Deferral Options

If payment failure has been caused by losing a job, a medical condition one of the other more common causes, some banks will work out payment deferral options. If you have prepared documentation to back up your hardship claim, it is more likely that the lender will be able to offer an agreement to defer your payments while you get back on track. 

Short Sale

If the financial situation is such that you know you can no longer sustain regular payments, it may be best to consider a short sale — the option where the bank agrees to accept sale to a third party for a sum that falls short of the loan’s balance. It means loss of the property, but results in a better credit history than does a Sussex County foreclosure.

A foreclosure in Sussex County becomes inevitable if the reality of a tough financial situation isn’t recognized and addressed. If you take positive steps once you realize you are going to miss a payment, you put yourself in the best position to open options that are less problematic than full foreclosure. If you find you could benefit from a strictly confidential price evaluation on your home, call me ­— sometimes a property can be worth more than you think!  

Savvy shoppers and sellers; don’t sit on the sidelines, call/text 302-228-7871 or email me, Russell Stucki, REALTOR® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and  waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.

Delaware Listing Activity Gets a Weekend Dose of Good News

Real estate offices have been gearing up for the imminent spring selling season, the time when Delaware listings swell to meet the expected surge in buying activity. I sometimes put quotes around ‘selling season’ because so many factors go into home sales that it can be slightly misleading—we do sell homes all year long, after all!

But there is a lot of truth (and historical verification) to the idea that springtime brings a burst of new Delaware listings and accompanying selling activity. There can be lots of reasons why that happens, area homeowners who were reading The Wall Street Journal might have seen some extra reasons to hurry up and add their homes to the Delaware listings.

Some of those reasons have to do with weather; some with the economy.

The front page of WSJ’s Weekend Edition headlined the first piece of long-awaited good news: “Job Rebound Eases Fears of Spring Stall.” It explained payroll numbers showed upticks despite the widespread harsh weather that should have knocked them down.

Most economists had been on the fence about whether the years-long weak economic recovery would continue. Even though the previous two months of slowing growth had been attributed to the ‘endless winter’ blanketing much of the nation, it wasn’t clear that underlying weakness wasn’t also present. But the sudden improvement in the job picture, even as the weather failed to lighten up, was an unexpected event—one that could “ease worries” about the likelihood of a fundamental slowdown. In fact, forecasters were beginning to project that the negative economic effects due to the unusual weather (estimated at a loss of 1%) may be more than restored when the sun returns. Spring conditions are now expected to add an additional 1.2% to second quarter growth.

Even a slight rise in the unemployment rate was greeted as hopeful news. What sounded like a negative turns out to be the opposite: more people were returning to the workforce, a sure sign that workers see jobs beginning to reappear. Jobs have always been tied to real estate listing and sales activity, so this year, the NAR’s website truism may be on the mark:

“Spring brings rain and flowers – and possibly extra green in the final sales price of your home.”

Call/text 302-228-7871 or email me, Russell Stucki, REALTOR ® of Beach Real Estate Market to provide detailed information on Delaware homes for sale, investment and commercial properties, luxury and  waterfront homes, condos/townhomes, new construction, lots and land, farms and equestrian properties located in but not limited to Bethany, Bethel, Bridgeville, Dagsboro, Delmar, Ellendale, Fenwick Island, Frankford, Georgetown, Greenwood, Harbeson, Laurel, Lewes, Lincoln, Milford, Millsboro, Millville, Milton, Ocean View, Rehoboth Beach, Seaford, Selbyville, Delaware.